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Category Archives: Insurance Defense


USAA Sued In San Antonio For Excessive Insurance Premiums

By Colvin, Saenz, Rodriguez & Kennamer L.L.P. |

As we finally move on past the Covid-19 pandemic, many questions remain unanswered. In the heat of the moment, many decisions were made without consulting the rest of the population. Of course, the justification was that certain organizations needed to move quickly and address the risks of the pandemic without going through the normal… Read More »


Is Delaying An Insurance Claim An Effective Defense Strategy?

By Colvin, Saenz, Rodriguez & Kennamer L.L.P. |

In February of 2022, it was reported that more than 10% of all insurance claims related to the infamous Texas freeze were still unresolved. This led to widespread accusations that insurance companies were intentionally delaying claims. But why would insurance companies even want to do this? Why is delaying this process as much as… Read More »


What Is The “8-Corners Rule?”

By Colvin, Saenz, Rodriguez & Kennamer L.L.P. |

The so-called 8-Corners Rule is an important aspect of insurance defense in Texas. If you’re running an insurance company and you’re faced with the possibility of defending a policyholder from a legal action, you probably know about this rule. It is closely tied with an insurance company’s “duty to defend,” and it makes sense… Read More »


Insurance Companies Brace For Another Cold Winter In Texas

By Colvin, Saenz, Rodriguez & Kennamer L.L.P. |

Most Texans want nothing more than to forget last winter’s woes. However, the historic, disastrous “Texas Freeze” is still affecting residents to this very day. While ERCOT and other companies face continuing lawsuits over last year’s debacle, many people in Texas are looking ahead and wondering whether this winter could be just as bad…. Read More »


What Is The Definition Of “Employee” In Texas?

By Colvin, Saenz, Rodriguez & Kennamer L.L.P. |

If your company is dealing with an insurance claim related to an employee injury, the legal definition of “employee” is very important. Employees may be protected under certain insurance policies, but what about independent contractors? What happens when multiple contractors are working on the same worksite, and one employee becomes injured because of the… Read More »


How To Deny A Wildfire Damage Claim In Texas

By Colvin, Saenz, Rodriguez & Kennamer L.L.P. |

On December 16th, it was reported that the Texas Panhandle was facing dust storms and wildfires capable of causing considerable property destruction. Insurers in Texas will undoubtedly face an onslaught of property damage claims as a result of this weather event. As any insurer knows, it’s extremely important to sort through these claims and… Read More »


Tornadoes Rip Through Texas, Causing Influx Of Property Damage Claims

By Colvin, Saenz, Rodriguez & Kennamer L.L.P. |

Texas has been hit by several tornadoes within the past week, causing widespread damage and an influx of property damage claims. Insurance companies are now preparing to deal with these property claims in an efficient manner. However, even with the most professional adjusters dealing with these claims, it could take years to fully resolve… Read More »


Defending Against Insurance Claims Related To Tree Damage In Texas

By Colvin, Saenz, Rodriguez & Kennamer L.L.P. |

Texas has been hit with a number of storms in recent months, and the state’s beautiful trees are paying the price. Many trees have been damaged, and many have been toppled over by strong winds. Although it’s always tragic to see a tree die in this manner, things can get even more problematic when… Read More »


The True Impact Of The Texas “Big Freeze” On Insurance Companies

By Colvin, Saenz, Rodriguez & Kennamer L.L.P. |

A recent report has highlighted the true extent of the “big freeze” in Texas. This almost unprecedented winter storm occurred in February of 2021, and it resulted in considerable property damage and other issues. As you might expect, it has taken many property owners months to finalize and resolve their insurance claims, and the… Read More »


Randel V. Travelers: What It Means For Texas Insurance Companies

By Colvin, Saenz, Rodriguez & Kennamer L.L.P. |

One of the most recent and noteworthy insurance lawsuits in Texas was Randel v. Travelers Lloyds of Texas Ins. Co. Having been wrapped up this August of 2021, the outcome of this case has considerable implications on the insurance industry as a whole here in the Lone Star State. If you are running an… Read More »

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Edinburg, TX 78539

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Colvin, Saenz, Rodriguez & Kennamer L.L.P., represents clients throughout South Texas and the Rio Grande Valley, including people living in Brownsville, Harlingen, McAllen, Edinburg, Laredo, Corpus Christi, San Diego, Alice, Kingsville, Rio Grande City and other communities in Hidalgo County, Duval County, Jim Wells County, Kleberg County, Starr County, Cameron County, Webb County and Nueces County. -Site Map-

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