Practice Overview

Insurance Coverage Lawyers

Disputes involving insurance coverage issues can potentially cost a business millions of dollars. In many cases in South Texas, juries often rule in favor of the plaintiff, with huge damage awards. When facing insurance coverage disputes - either as an insured that has had a claim denied or as an insurance company that needs to defend the reason for a denial - companies need aggressive and proactive representation.

At the Brownville law firm of Rodriguez, Colvin, Chaney & Saenz, L.L.P., our attorneys represent major insurance companies that have disputes over coverage issues and insureds whose insurance claims have been denied.

When appropriate to the claim and progress of the case, our insurance litigation attorneys will:

• Pursue a declaratory judgment action
• Defend against an insurance bad faith claim
• Provide a thorough coverage opinion
• Recommend proper reservation of rights
• Assist with the evaluation of coverage options
• Monitor litigation for an excess carrier

We have the experience and knowledge to effectively and efficiently represent both insurance companies and insureds. While these two entities may be at odds, our goal is to always provide excellent representation in insurance matters.

Declaratory Judgment Actions: Asserting Our Clients' Rights

In cases involving insurance claims, it is not always necessary to wait until a lawsuit is filed. If an individual has threatened a lawsuit for professional negligence or other liability, our firm can seek a declaratory judgment action on your behalf to have a court decide the carrier's obligations in regard to the claim. The same is true for our insurance company clients: If an insured has threatened to file an insurance bad faith claim, a declaratory judgment action can give you control before the claim is filed.

At the center of all these cases is the dispute over the scope of insurance coverage. We understand the legal arena in South Texas and provide the aggressive representation needed to determine through coverage opinions whether a claim was rightfully or wrongfully denied, to evaluate coverage options, to properly document reservation of rights and to defend or contest a denial of coverage.

Providing Skilled Monitoring of Pending Litigation

In some cases, multiple insurance carriers may provide coverage for a claim's potential damages. Under the law, the company that issued the primary insurance policy must provide the defense. However, additional excess carriers may have millions of dollars at risk. Rodriguez, Colvin, Chaney & Saenz, L.L.P. monitors litigation for interested carriers, keeping a watchful and experienced eye on how the case is progressing.

For a consultation with Rodriguez, Colvin, Chaney & Saenz, L.L.P., call 956-542-7441 or contact us online.